Infertility Treatments

Understanding Fertility Treatment Costs

If you are beginning your fertility treatment journey, cost is likely at the top of your mind. Understanding fertility treatment costs and what payment options are available will help you start your treatment with confidence.

When focusing on building a family, the last thing you need to worry about is how to pay for treatment. We strive to make our services as cost-competitive as possible by offering multiple financing options to assist you in achieving your goal of a successful pregnancy.

The cost of IVF can vary dramatically depending on the state, care facility, insurance coverage, patient factors, and other circumstances. At Fertility Centers of New England, we strive to make our services as accessible as possible. Our centers offer IVF treatments starting at $13,000, which places us among the most competitive practices in the region.

Download your guide to affording IVF

When you begin treatment with us, our experienced staff will review your financial options for fertility treatment, from insurance to financing. Let’s take a high-level look at some of those options:

Fertility Financing Options

If your insurance doesn’t cover infertility treatment or covers only a portion of treatment, the next step is to explore financing options. Fertility Centers of New England has partnered with CapexMD, allowing us to offer financing for our fertility treatments, including IVF.

CapexMD Fertility Financing Loans

CapexMD shares our belief that fertility treatment costs should never be an obstacle and works exclusively with fertility clinics and patients to provide financing based on your needs. This makes the loan process easy, convenient, and competitive. Best of all, they understand fertility treatments are time-sensitive, so loans are pre-approved within one business day or sooner.

In addition to fertility treatment costs, CapexMD offers fertility medication loans to patients who simultaneously require funding for their IVF medical treatment.

Interested patients can apply online or speak with one of our financial experts if you have any questions. 

IVF Assist

IVF costs at Fertility Centers of New England are some of the most competitive in the country. Our IVF Assist Program—available for those without fertility insurance—costs $13,000 per cycle (not including the medication cost).

IVF Assist cycles include:

  • Cycle monitoring in any of our locations
  • Egg retrieval, including anesthesia
  • Insemination of eggs with ICSI
  • Embryo culture and transfer from this cycle
  • Blood pregnancy testing following embryo transfer

Insurance Coverage for Fertility Treatments

No matter what treatment you’re receiving, coordinating insurance coverage with care can be complicated. Fifteen states in the U.S. have laws mandating insurance companies cover infertility treatment, and two states require that insurers offer coverage for infertility treatments. However, these laws vary state by state, and not everyone living within them qualifies for coverage.

Regardless of your insurance coverage, we are here to help you get the treatment you need. We accept most insurance plans, and our dedicated staff is ready to help you understand what yours may or may not cover before your initial consultation.

Fertility Centers of New England is Here to Help

Understanding fertility treatment costs and your options is the first step when undergoing infertility treatment. If you are looking for more information on how much IVF costs or what treatment option is best for you, please contact us for an initial consultation.


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